Add up what you own and what you owe

One number, in any currency.

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What you own

Start with the first thing you own: a checking account, savings, or a retirement account.

What you owe

Nothing owed yet. Add a loan or a card balance if you have one.

What counts

Net worth is everything you own minus everything you owe. Money in any account counts in full, whatever it earns. A debt counts until it's paid.

Accounts in another currency count once you type a rate, so savings from a year abroad sit in the same total as your checking account.

Want to know how long your savings would last? See how many months they cover with the emergency fund calculator.